Florida hurricane deductibles of 2%, 5% or 10% can leave a $500,000 homeowner...

https://holdenssmartblogs.hexaforgey.com/posts/what-are-the-tax-penalties-if-i-pull-from-retirement-for-storm-repairs

Florida hurricane deductibles of 2%, 5% or 10% can leave a $500,000 homeowner facing $10,000–$50,000 out of pocket