Solid advice about not apologizing at the
https://alexishkog842.solsticebrief.com/posts/why-insurance-adjusters-want-a-fast-recorded-statement-after-a-midland-wreck-2
Solid advice about not apologizing at the scene. It's a natural thing to say, but I can see how it gets twisted into an admission of fault later on. Stick to the facts and let the report speak